That’s why our UK-based claims teams are ready to answer your call 24 hours a day. And the best part? Van Insurance - sometimes called commercial van insurance or business van insurance - is the cover you need to keep your business running smoothly. You're guaranteed a courtesy vehicle if you need one. Do I need business insurance for my van? More on Highway Specialist. goods you’re delivering). builder 2. Understand what type of insurance you need and how to find the most affordable, For all your car, home, travel, pet and other insurance enquiries, For all life insurance, investments retirement support, fixed penalty of £300 and 6 penalty points. Need more info? Our Van Insurance covers vehicles up to 7.5t including tippers, refrigerated vehicles and ice-cream vans. We have four levels of cover for you to choose from - Social, Social and Commuting, Own Goods and Haulage. Rather than simply going for a newer model, it could be time to switch to a van. Important changes. Van insurance is a legal requirement to drive your vehicle on the road. Filling with bikes, skis and other sports gear. Buying & selling a van Running your van Your van & your business Insurance News. Why do I need van insurance? Highway Specialist Vehicle insurance. Whether you’re looking to buy new or old, it’s worth checking the insurance group, as this will impact the cost of your cover. Skip to main content. We cover drivers aged from 19 to 74. You need commercial van cover if: 1. Learn more about cookies. This can help you to balance van insurance payments with other business overheads – like rent, tax and wages. courier service 3. Here’s what you need to know about our comprehensive Highway Van product. Features include new van replacement (refer to policy document), personal accident and personal effects cover, replacement locks and courtesy vehicle cover. You can arrange to pay by direct debit, so there’s no need to worry about missing payments. © 2020 Liverpool Victoria, County Gates, Bournemouth, BH1 2NF, UK, Packing tents and equipment for a camping trip, Whether you’re looking to buy a new or second-hand van, it’s essential that you arrange appropriate cover to protect yourself and your vehicle. Compare LV with other major business insurance brands. Here’s what you need to know about our Clear Van product: Our Clear Van product has been designed for vans up to 3.5t that are being driven for pleasure or for running a small business. From Public liability through professional indemnity & employers liability to legal expenses. Understand what type of insurance you need and how to find the most affordable van insurance quotes with our handy guide. If you only plan on using your van for personal trips and not to commute, Social cover could be the best option for you. Public liability insurance is a key cover for many businesses, as it can protect you if someone is injured or their property is damaged because of your business. Tools of the trade Tradesmen tips Business basics Insurance News. It can also be called company or commercial van insurance. You use your van as a sole trader, e.g. Perfect for smaller vans being used for small businesses. Landlord. More on Highway Motorcycle. Because we specialise in a variety of van insurance types we're ideally placed to ensure you receive the best protection whilst minimising your costs. How many vehicles count as a fleet? Cheap van insurance. Tailored – We understand that artisans like plumbers and florists are reliant on their vans to ensure an income.Your insurance quote should reflect the demands of your individual business. All of our content is approved by our in-house advisory board of experts. But thanks to an influx of Chinese money, LDV is back in the game. Highway Motorcycle insurance. We've now stopped writing new business and issuing renewals for LV= Commercial products. Cut any extras that you don't need There are basically three levels of commercial van insurance: third party, third party fire and theft and comprehensive cover. Highway Telematics Car insurance. It generally covers you for everything a standard policy would, but business van insurance can also offer cover where a standard policy wouldn’t apply – for example, if you’re delivering goods as a courier. A third party policy is the minimum legal requirement and covers the owner for any damage or injury to another person or their property. We're focused on building strong relationships with like-minded brokers to provide you with the best products and services for you . Quality cover for your customers' pride and joy . Business van insurance, also known as commercial van insurance, is needed if you use your van in connection with your trade or business. It's important to us that if you need to make a claim, you receive a hassle-free service. Any business tools or equipment If you're a builder, for example, there will be no cover for any tools or goods in your van during a theft, fire or accident; Use of a van if you select ‘replacement hire car’ Depending on what you choose, your replacement vehicle will either be a small hatch back or similar-sized car up to 2.0 litre and 7 seats We guarantee that our van insurance is the cheapest you'll find too - through our cheapest van insurance guaranteed* motto. Commercial van insurance – or business van insurance – is different to the policy you have for your own personal vehicle. Helping You To Obtain The Cheapest Van Insurance Quotes . Getting started Running your property Tenants Finance & legal Market trends Insurance News. It provides financial protection against the same risks car drivers face. Vans up to 7.5t including ice-cream vans and tippers, offering any driver cover . You don't want to spend hours trawling through directories and calling each and every van insurance firm, repeating the same answers. Clear Van Insurance The perfect level of cover for both personal & small business use. It's a legal requirement to have van insurance, just like with cars. tools of your trade) and haulage (i.e. Compare LDV van insurance. Courier Van Insurance & Haulage Van Insurance The courier and haulage business van policy provides cover for the transporting of goods over long distances. Van insurance that covers you for a whole range of eventualities. Vans are allocated a group depending on various factors, including the cost of their parts, performance and engine size. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost. If you’re happy with that, just continue using the site. Cargo vans. Here's the full lowdown. Social. 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