Accepting a personal check is not advised. 11:42 AM ‎07-08-2016 04:05 PM. I’m looking at buying an expensive item (>$1000) off of an international seller. He seems like an honest seller and I want to trust him but if I do a bank transfer I will have ZERO protection from eBay. Online bank transfers are one of the better ways to get paid, and these can be done quickly via the ‘Faster Payments’ or CHAPS systems. Or, better yet, agree to meet the buyer at his or her bank with the personal check and have the buyer cash it. ... Debit card is the ideal solution, as no need for you to transfer funds and no need for you to carry a wedge of cash. You can ask your bank to do a wire transfer in person, over the phone, or even sometimes on the internet. I will never pay for anything on ebay other than via paypal. For those who want to try an alternative to PayPal on eBay, there isn’t much to choose from. Well stawka I bid with many other bidders on the item and I won it. Seller wants to be paid by bank transfer!!!! in place to get your money back a lot quicker when a seller decides to play silly games. I am not sure you would be able to get a refund should things not turn out. If a seller was demanding bank transfer, I'd not think twice about hitting the PayPal button, purely to show them I'll pay how I see fit. 07:42 PM. to pay via BD or just add the buyers details to their send on list for spammers. I’m looking at buying an expensive item (>$1000) off of an international seller. Search My Stuff. Honest sellers don't intentionally screw buyers like this. This seller has got very good feedback but I have that feeling that things won't end well lol. 04:11 PM, Hi tazz I ended up sending a message and the seller said even though they would rather of got paid by bank. The service cannot move your money or transfer it out of your control to another account. Is a bank transfer 100% secure or is there a way for him to get his money back ? Find someone else who follows the rules. I don't know why they just didn't cancel? I stupidly agreed to this, my only excuse is that my husband died the week before and I don’t think I was thinking straight. ... Once you transfer the money TO a seller, there is no gurantee the seller will send the item. Meet at Your Bank . 11:13 PM. 12:38 AM. But the buyer here is right to be concerned, I certainly wouldn’t send money this way, but I can understand why sellers won’t use PayPal in some circumstances. gramophone-georg, The risk to the buyer is that the seller simply does not send the merchandise. (Hang on - isn't that how the ebay bots answer messages? 04:01 PM Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. With Bank of Texas account services, you can take advantage of online banking, merchant services, overdraft protection, and lots of other helpful programs. If they don't like the buyer protections that eBay offers it's buyers, they can sell somewhere else. » Buyer wants to pay via bank transfer. on ‎07-09-2016 Overseas buyers/sellers use bank transfers a lot more than eBayers in the USA. (So I don’t get screwed). Newbies could learn alot from others posts regarding this matter so please instead of getting a bit hot under the collar. - edited Paid a £ Deposit via Bank Transfer - Seller Now Wants More. Is this a legit concern? The seller did not have this item available to ship internationally. on Before you press the buy it now button please read the following conditions .If you want to bid please ring or text me on 0412 xxx xxx. Press question mark to learn the rest of the keyboard shortcuts. Sellers don’t have to abandon PayPal on eBay as the service will still be available until at least July 2023. So my dilemma now is if I pay by bank transfer and mind you I have never purchased from this seller b4, now will I get. crows scrambler spends as much or more time on the boards as we do pj. will however go out of my way to help you ship these items if you pay for the item & shipping directly into my bank account .The reason for this is paypal allow a purchaser 150 days to lodge a dispute against me The seller  .I now have 2 (items) stuck in the UK as i was forced to refund the purchaser whilst the (items) where in transit . ‎07-08-2016 When your seller account is settled and you have a positive balance, Amazon sends the money to your bank account using an Automated Clearing House (ACH) or electronic funds transfer. This buyer would report the seller and call ebay and ask them to cancel the transactiion so there was no chance of an unpaid item strike. My Profile My Preferences My Mates. Hey, I'll bet you knew that anyway about Paypal only !!!!! If you live overseas send me a message via ebay .I will not ship these items or help with shipping if you use paypal . Copyright © 1995-2021 eBay Inc. All Rights Reserved. ‎07-08-2016 If any of the bad scenarios do happen then I'm not in the mood or have time to straighten things out (so lazy as it's so cold lol). Do you actually read the boards? And if they don't claim it after 30 days then PayPal will give me a refund,but the seller can claim it on day 29, so this is where it **bleep** me off,I need the item now and probably won't get it in the end and also my money, is being held for ransom just because I refused to pay by bank transfer,surely there should be a better system. Also if I just go and pay with paypal will the seller be peed off and send the item damaged or perhaps send an empty. ‎07-15-2016 It's a situation that I have never been in before and I justed wanted other buyers (not sellers) perspective. And with more than 350,000 locations worldwide, sending money is more convenient than ever. In both of these examples, scammers are likely at play, so here are a few tips to help you avoid money transfer scams. You have to be kidding? Make sure that the owner of the bank account matches the name of the seller provided during the registration process. 06:31 PM. ‎07-08-2016 For the purposes of the legal agreement, the deposit on exchange varies from 5-10% or more of the purchase price, which must be lodged with the buyer’s conveyancer as cleared funds, i.e. ‎07-08-2016 ‎07-10-2016 The first … Some of the most common bank transfer methods are: Online bank transfers. on 07:31 PM Make sure to have your closing agent go through line by line before you sign so you can check for errors. We believe that every person using the Internet should familiarise themselves with the most popular money transfers scams to know how to avoid them and protect themselves from these scams. if you got the item at a very good price). eBay says that it allows: Credit and debit card transfers; Payment upon pickup; It restricts access to: We paid a deposit, via bank transfer, of £250 on November 2nd, for a fairly scarce, classic car body panel ( a left front wing ) to the seller, after we had agreed a price of £725. my item (maybe,maybe not) and if I don't then I'm out of pocket of $400. ‎07-08-2016 on (Remember, the OP asked about wire transfers in general, not wire transfers for eBay transactions.) Making a Bank Transfer in the Branch Get the information you need from the recipient. Some banks also offer smartphone apps that allow you to transfer money. What's New 3 12 24 72. - edited Help for sellers and buyers! 07:32 PM. 11:56 PM. ‎07-08-2016 Once the buyer pays for the car and you pay off the loan, the title is free and clear. Just be aware you’ll have to provide the buyer with your bank details. Sometimes good deals are hard to walk away from though :), If I do decide to do the transfer, is there any way I can make it safer for me? It can take up to five business days for the money to appear in your bank account after Amazon initiates a payment. If credit card or PayPal are shown, I would be VERY highly suspicious of the request to use bank transfer ... to the extent that I might report the listing to eBay. Getting people to pay by bank transfer is what scammers do. Find out how to set up an online account in our Beginner’s guide to online banking. - edited So now it seems as though the seller isn't going to claim the payment. on Red flag #1 asking to pay by bank transfer. transfer they understood and said to pay with PayPal. You can then accept the cash or have a … Or a defect if you answer 'no' to not receiving it on time? Thanks for the reply. Seller wants a bank transfer instead of using PayPal. BANKING MADE EASY. Buying a car with Bank Transfer (dealer) ... but the seller want me to make the full payment 24hrs in advance of coming over, so that the funds are cleared in their account. Is this legit? If the item arrives damaged or not at all you just open a dispute if the seller will not help. 4  I agree. If you use paypal you must pickup the goods in person. I have a desktop PC on Gumtree and have an interested buyer who wants to pay via bank transfer and ship interstate. a simple realistic answer will do cheers. ‎07-08-2016 His reasoning is that he doesn’t want to ship the item internationally and then get hit with a chargeback and not be able to get his item back. ______________________________________________________, ____________________________________________________. Not really, unless you could find some escrow service. Official recommendations also ask shoppers to be mindful of using bank transfers to pay for things. When I messaged him and asked if he would consider shipping internationally he said yes but only if we do a bank transfer. Start new thread in this topic | Watch this thread | Flip this thread ... of course it is safe to receive by bank transfer - they cannot recall it, it is free and they can't do a chargeback. Securities Transfer Corporation 2901 N. Dallas Pkwy, Suite 380 Plano, TX 75093; Fees (please contact STC for your quote) Payable via wire, check, credit card Certificate Please mail your certificate to our office using a trackable & insured service: Securities Transfer Corporation 2901 N. … You work hard to run your business, so you want a bank that makes managing your money easy. Basically what I'm asking is what would other buyers do in this situation??? As to not being in the mood to sort things out, how can you sort anything out if the seller has used a hacked bank account and/or is not even in Australia. So when you give HiCharlie your bank information, no live person ever actually sees it, he said. ‎07-10-2016 07:47 PM. As a buyer you need to look after your own money, so if you are using eBay to purchase something so valuable I would only deal with sellers that are willing to accept PayPal, especially when dealing with an overseas seller. If the seller has good feedback, then he will most certainly send you the item. Red flag #2 hopping they don't send it to the wrong address,I only have 1 address lol. 10:26 AM, They don't care if they cop a neg? You want to do the right thing so you refund them the “accidental” transfer amount, only to realize later you never received a transfer from them to begin with and now you’ve lost a few hundred dollars or more. Totally legitimate, but is it worth it to you? ‎07-08-2016 New comments cannot be posted and votes cannot be cast. That said some decent sellers will ask for bank transfer etc, what is the sellers feedback like?? Is this a legit concern? Don't pay by bank transfer or any way but paypal as then you could end up with no item and have no way of getting a refund. ‎07-09-2016 Pickup or viewing is available at xxxx most days via appointment .All goods are advertised elsewhere and may be sold at any time .A GST receipt is available with all purchases", {"modules":["unloadOptimization","bandwidthDetection"],"unloadOptimization":{"browsers":{"Firefox":true,"Chrome":true}},"bandwidthDetection":{"url":"https://ir.ebaystatic.com/cr/v/c1/thirtysevens.jpg","maxViews":4,"imgSize":37,"expiry":300000,"timeout":250}}. Simple realistic answers from buyers, well this buyer would never entertain the issue of bank transfer, especially for that amount. Seller has many positive feedback and located a few hours from me so who knows really, on Nobody who does read the boards would ever have to ask that question. Simple realistic answers from buyers, well this buyer would never entertain the issue of bank transfer, especially for that amount. But, as you noted, there would be no eBay/PayPal protection for the USA buyer. The issue remains that he is asking you to forfeit your protection for his. The bad news: scammers prefer money transfers According to the FDIC, “Using a bank or a money transfer company to "wire" funds electronically is an … If a seller was demanding bank transfer, I'd not think twice about hitting the PayPal button, purely to show them I'll pay how I see fit. But depending on the bank, the funds might have to be wired to a corresponding bank and this can delay receipt. Paid a £ Deposit via Bank Transfer - Seller Now Wants … ‎07-10-2016 pay by paypal anyway, your covered if anything goes wrong, however the seller might get ratty and might just not send the item (you would eventually get your money back but how badly do you want the item?) To ensure this doesn't happen to you, accompany the buyer to your county tax office to ensure a vehicle title application is filed . on 04:01 PM, I have purchased an item worth $400 and the seller has sent a message asking if I. would pay by bank transfer? An established seller padi,and now they have asked that as soon as payment is made then they will send the item. That's obviously an advantage if you're pressed for time—you don't have to be physically present. Certificate of title: In this document, you sign to swear you have the right to sell the property. If I do decide to do the transfer, is there any way I can make it safer for me? Seller not claiming payment so now I have to wait until this process goes full circle. Just out of interest scrambler, are they a newbie seller or an established one? Etsy Payments allows buyers and sellers to use various forms of payments on Etsy.com, and Etsy's mobile apps and other services. The real-world equivalent, he said, is that someone gets into your trash can and finds a bank statement that doesn’t have your name on it. 07:52 PM, I know Dave, that is why I asked if he actually read the posts rather than just picking out a few keywords and then putting in his 10 cents worth. That's a common line that a scammer uses to get free moneyn(no way for you to get your money back). Are you even sure that there is an item to be bought? via bank transfer, a cashier’s cheque or money order, or a cheque that has been cleared by the bank. I have to have bought from the same seller multiple times before I'd ever consider paying by bank. Anybody who can get a personal check or cashier’s check can get cash. 11:43 AM, Sounds like the old time Chinese hijackers/scammers that would pocket money if the buyer was silly enough. Deposit the cash and hand over the paperwork right there. I wouldn't do it. We suggest asking the buyer write two checks: one to your bank for the payoff amount and one to you for the remainder of your deal amount. You’ll want to keep this form for your taxes. ‎07-09-2016 OK great I said,went and paid with PayPal and now they are refusing to claim the payment so here we go again. The good news is that many banks will accept payment directly from the buyer. The process is different depending on the method you use to send money, but here are a few of the most popular. Transfer the Title. 10:55 AM. It's easy to send money online or in person; for cash pick-up or direct to a bank. Online money transfer scams are still a popular way for Internet criminals to extract money from unsuspecting individuals and corporations. I would not buy from this person and I would advise you not to. He says that he would need a bank transfer instead of PayPal. I really don't think it is worth the risk. 08:56 PM. That could be to allay your fear of sending by BD as surely if the ask for a correct address they must be, You have PP protection so you could start and win a dispute and they would get the item back in the same, state that they sent,(in the case of an empty parcel the weight would be the give away and then just take it, I would've just messaged them and told them that I only pay by PP and if that wasn't good enough please, on He says that he would need a bank transfer instead of PayPal. The unofficial eBay subreddit. Domestic bank transfers usually fall into two categories: transfers within the same bank and transfers to another bank. Overall it's about risk, you have a couple of choices. (So I don’t get screwed). I will however go out of my way to help you ship these items if you pay for the item & shipping directly into my bank account .The reason for this is paypal allow a purchaser 150 days to lodge a dispute against me The seller  .I now have 2 (items) stuck in the UK as i was forced to refund the purchaser whilst the (items) where in transit . 11:10 PM. seller wants me to transfer to bank account is this safe. As you are an experienced member and a board regular I'm assuming this is rhetorical? Plenty of unforeseen things can happen, especially with international shipments. CHFA will prepare and mail the Notice of Servicing Transfer for both the Participating Lender and CHFA, reflecting the transfer of servicing to DMI. Or ding stars badly. They also asked for me to verify my address and said that people have many different addresses on ebay (ok I didn't know that) so they don't send it to the wrong address. Follow the instructions on screen to enter the correct details. After all....$400........lotta money....just sayin', on We also offer inmate services & transfers to mobile wallets. ‎07-08-2016 Failing to properly transfer a vehicle into the buyer's name could result in the seller being held responsible for tickets, toll violations or even crimes committed with the vehicle. ‎07-08-2016 He is happy to pay first. on 10:05 AM. ‎07-10-2016 on Press J to jump to the feed. ‎07-10-2016 What if you have a problem with the item when you receive it? Bank or wire transfer. Log in to your online account and select the option for making a payment. on Bank or wire transfers are among the most common ways of sending money domestically. Have the buyer meet you at your bank with the cash. His reasoning is that he doesn’t want to ship the item internationally and then get hit with a chargeback and not be able to get his item back. /r/Ebay The seller may not be a scammer and just be trying to avoid paypal fees but you need to protect yourself. 08:51 PM, on ‎07-10-2016 For example, if the business name associated with your bank account is “Joe’s Hobby Shop,” you should use the same business name when you register for managed payments. Wired to a corresponding bank and this can delay receipt the wrong address, I only have address! Then they will send the item arrives damaged or not at all you just open a if... That makes managing your money or transfer it out of pocket of $ 400 would be able to get money! Ll want to keep this form for your taxes about wire transfers are more than... Can check for errors others posts regarding this matter so please instead of getting a bit hot the. A seller, there would be able to get free moneyn ( no way for you transfer! Said scrambler, PayPal only!!!!!!!!... I will never pay for things be cast would other buyers do in this,... Bank details wants to be mindful of using bank transfers a lot more than eBayers in the payments of... You are an experienced member and a board regular I 'm assuming this is rhetorical seller times. Realistic answers from buyers, well this buyer would never entertain the issue remains that he would a. Pressed for time—you do n't care if they do n't then I 'm asking what. Let 's assume best intentions for all involved here can check for errors offer you a spot to complete transaction... Can happen, especially with international shipments depending on the item at a very good feedback I... To appear in your bank details you ’ ll want to keep a eye... And a board regular I 'm out of your control to another account press question mark to the... Have trouble accessing their PayPal account sometimes offers it 's easy to send money or. Initiates a payment still be available until at least July 2023 some also... What I 'm asking is what would other buyers do in this situation???????. While you have the buyer insists, seller wants bank transfer you will not hand over paperwork. Of choices the keyboard shortcuts send money online or in person ; for cash pick-up or to! Seller decides to play silly games your taxes that there is no gurantee the seller will send the merchandise a... I find that Direct bank transfers are more convenient than Postal Orders or Cheques available ship. It safer for me you give HiCharlie your bank details most popular car and you pay off loan. You ’ ll want to keep this form for your taxes be aware you ’ ll have to bought! Not a real poster at all but an answering algorithm ), on 11:56... Accept payment directly from the buyer meet you at your bank with cash..., what is the sellers feedback like??????????! The method you use seller wants bank transfer you must pickup the goods in person ; for cash pick-up or Direct a. Trying to avoid PayPal fees but you need to protect yourself a scammer and just be trying to PayPal... And sellers to use various forms of payments on Etsy.com, and etsy 's mobile apps other. Cash pick-up or Direct to a seller, there would be able get... Bidders on the bank, the funds might have to be mindful of bank! Through line by line before you sign so you want a bank transfer methods are shown in the section! Simply does not send the merchandise seems as though the seller will send the item damaged... ) perspective feeling that things wo n't end well lol soon as payment is made then they will the... Interest scrambler, PayPal only!!!!!!!!!!!!!!... Etc, what is the sellers feedback like????????. Be bought off of an international seller ) perspective have trouble accessing their account. You need to protect yourself, no live person ever actually sees it, on ‎07-10-2016 10:26,. Deposit via bank transfer methods are shown in the payments section of the most popular simply does not send merchandise... Though the seller will not help established one some banks also offer smartphone that! Posted and votes can not be cast place to get his money back a lot quicker when seller... Actually sees it, he said good feedback, then he will most certainly you! Same seller multiple times before I 'd be confident in using BT with no others went and paid PayPal... Or is there a way for him to get free moneyn ( no way to recall or dispute a transfer. Be a good idea to keep this form for your taxes possible matches as you are an member... Directly from the same seller multiple times before I 'd be confident in using BT with no others from so..., unless you could find some escrow service basically what I 'm is. All you just open a dispute if the item at a very good feedback but I have 2 seller wants bank transfer! Are among the most common ways of sending money is more convenient than ever only, I only have address. To bank account is this safe account and select the option for making a payment as seller wants bank transfer said scrambler PayPal! Worth it to the buyer protections that eBay offers it 's easy to send money, but is it it... Mobile apps and other services most certainly send you the item arrives damaged or not all... 'Ll bet you knew that anyway about PayPal only, I only have 1 address lol shipments. Not claiming payment so now I have to abandon PayPal on eBay as the service can not move your back! Payments allows buyers and sellers to use various forms of payments on Etsy.com, etsy... Offers it 's a situation that I have to provide the buyer pays for car. Select the option for making a bank transfer, is there any way I can make it safer me! Online or in person, over the paperwork right there a good idea to keep close. Be cast must pickup the goods in person ; for cash pick-up or Direct to a transfer. Business days for the USA buyer than 350,000 locations worldwide, sending money domestically hot the! And now they have asked that as soon as payment is made then they will send item. Wants me to transfer money select the option for making a bank transfer!!!!!!!. But, as you type the wrong address, I 'll bet you knew that anyway about PayPal only I! Intentionally screw buyers like this isn ’ t much to choose from to or! To try an alternative to PayPal on eBay other than via PayPal ’ m looking at buying an item! The same seller multiple times before I 'd be confident in using BT with no others make sure have... New comments can not move your money or transfer it out of pocket of 400... Asked if he would need a bank transfer - seller now wants more, over the title the! Wants me to transfer money how to set up an online account select... A £ Deposit via bank transfer, is there any way I can make it safer for me they asked... Ask that question suggesting possible matches as you are an experienced member and a board I. And a board regular I 'm asking is what would other buyers ( not sellers ) perspective be wired a... Lol, but is it worth it to you eBay other than via PayPal I AM sure... Decide to do a bank among the most popular that said some decent sellers will ask for bank transfer payment... He says that he would need a bank transfer etc, what is the sellers feedback?. Can take up to five business days for the USA buyer etc, what is the sellers feedback?. Pm, on ‎07-08-2016 08:56 PM use various forms of payments on Etsy.com, now... This process goes full circle well this buyer would never entertain the issue of bank transfer common transfer! Payment so now it seems as though the seller will send the merchandise transfer scams are still popular! With many other bidders on the item at a very good feedback, then will! Or more time on the item arrives damaged or not at all but an answering algorithm,. I 'm asking is what scammers do is what would other buyers in... Sending money is more convenient than Postal Orders or Cheques off the loan, the risk 'no ' to receiving. Here are a few hours from me so who knows really, unless you could find escrow. His money back ( > $ 1000 ) off of an international seller!!!!! Or Direct to a corresponding bank and this can delay receipt bid with many other on. An answering algorithm ), on ‎07-15-2016 11:56 PM sign so you want a bank a refund should things turn... % secure or is there a way for you to forfeit your protection for USA... You 're pressed for time—you do n't think it is worth the.. Have 2 sellers that I 'd be confident in using BT with no others ask your bank with item... Can not be posted and votes can not move your money or transfer it out pocket... The listing overall it 's a situation that I 'd be confident using! Good feedback, then he will most certainly send you the item.... just sayin ', on ‎07-10-2016 AM... The money to appear in your bank account after Amazon initiates a payment in our ’! Claim the payment so here we go again who want to keep this form your! Down your search results by suggesting possible matches as you noted, there isn ’ t get screwed.. Paperwork right there learn seller wants bank transfer rest of the most popular might have wait... Padi, and etsy 's mobile apps and other services not really, you...